Social Security Disability is a federal program that provides financial assistance to individuals who are unable to
work due to a severe, long-term disability. There are two main types of benefits:
- Social Security Disability Insurance or SSDI
This benefit is available to individuals with a significant work history who have paid into the Social Security system through taxes.
- Supplemental Security Income or SSI
This benefit is a need-based program for those with limited income and resources, without the requirement of a work history.
To qualify for benefits, you must have a disability that prevents you from working and is expected to last at least 12 months or result in death. The Social Security Administration reviews medical records and other evidence to determine eligibility.
The application process can be complex and often involves multiple steps, including appeals. Many initial claims are denied due to incomplete documentation, making it crucial to gather strong medical evidence and return all requested questionnaires and information.
This is why legal help matters.
An experienced attorney can guide you through the application process, help gather necessary documentation, submit appeals, and represent you during hearings if your claim is denied multiple times, significantly improving your chances of success.
Social Security Disability benefits are a critical lifeline for individuals unable to work due to a disability. Understanding the basics and seeking legal assistance can help ensure you receive the benefits you deserve.